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"Banking and credit" is a book category that encompasses works about the institutions, instruments, practices and regulations involved in taking deposits, making loans and managing credit risk. Titles range from technical textbooks and professional manuals on commercial, retail and corporate banking, lending, underwriting, loan portfolio management, credit scoring and securitization, to practitioner guides on mortgages, credit cards and consumer finance. The category also includes regulatory and policy analysis, risk management, financial history and case studies, as well as accessible consumer-oriented books explaining how banking, interest, credit reports and borrowing work. It covers traditional and modern topics—central banking, payment systems, fintech, digital banking and credit innovations—and serves students, bankers, regulators, advisers and general readers seeking practical guidance or deeper analysis of how credit shapes economies.

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