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"Fractional-reserve banking" as a book category groups works that explore the mechanics, history, policy debates, and social consequences of a banking system in which banks hold only a fraction of deposits as reserves while lending out the rest. It includes technical textbooks and manuals on bank operations, money creation, liquidity and risk management; economic treatments of how fractional reserves interact with central banking, monetary policy and financial stability; historical accounts of bank runs, crises and regulatory responses; polemical and reform-minded critiques (e.g., calls for full-reserve banking or stricter capital rules); practical guides for bankers and regulators; and fiction or narrative nonfiction that dramatizes the human and political dimensions of banking. The category appeals to students, practitioners, policymakers, and general readers interested in understanding how credit creation shapes economies, the trade-offs between financial intermediation and systemic risk, and the recurring controversies about how banks should be structured and regulated.

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