Your Money Or Your Life by David M. Cutler

Strong Medicine for America's Health Care System

A practical nine-step program for transforming your relationship with money by tracking every cent, calculating the true cost of purchases in terms of your “life energy” (the hours you work to earn them), and aligning spending with your values; it emphasizes frugality, mindful consumption, reducing unnecessary expenses, increasing savings and investing, and measuring progress toward a crossover point where passive income covers living costs, ultimately aiming for financial independence and greater life satisfaction.

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