The Financial Diaries by Jonathan Morduch
How American Families Cope in a World of Uncertainty
A data-rich, empathetic account that follows households across the income spectrum as they track earnings, spending, borrowing and saving over a year, revealing how irregular paychecks, unexpected bills and shortfalls force constant financial juggling; it challenges misconceptions about poverty, shows the central roles of credit, informal networks and emergency strategies, and argues for financial products and policies—such as income smoothing, flexible savings, and affordable credit—that match the real, volatile rhythms of everyday life.
- Published
- 2017
- Nationality
- Unknown
- Length
- Medium
- Pages
- 336 pages
- Original Language
- English
- Avg User Rating
- No ratings yet
- Alternate Titles
- None
This book is not currently on any lists.